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American Consumer Credit Counseling is an approved bankruptcy credit counseling agency, authorized by the US Trustee Program of the Department of Justice.

In addition to obtaining a bankruptcy certificate before your bankruptcy is discharged, you must also, complete a debtor education course, also known as post-bankruptcy debtor education. We provide online bankruptcy counseling, and can also give bankruptcy counseling over the phone.

Debt consolidation is an important step in lowering monthly payments to creditors and collection agencies.

Unlike a debt consolidation loan, you do not borrow money.

ACCC will review and explain the various student loan relief options available as well as help you determine qualifications based on your financial situation.

The student loan counseling will successfully help you sift through the clutter no matter what stage you are in with your student loans.

Everyone I spoke with was very helpful and made the process simple. I have recommended ACCC as a resource to people I know." - Sarah from AR More Reviews "Thank you to you and your team for helping me get out of debt.

To learn how to change your financial life, call 1-800-769-3571.

A nonprofit credit counseling agency that helps consumers take control of their financial lives through credit counseling, debt consolidation, and financial education.

Since 1991, we have been improving lives and providing solutions to people in need of financial help.

Learn More Our debt management program helps simplify your monthly unsecured debt obligations.

Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans.

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