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These fees are determined by the credit card issuing bank and the credit card associations (Visa, Master Card, etc.).They are consistent regardless of which provider you choose.They all offer very fair and competitive rates and don’t charge any bogus fees.If you prefer to learn about this stuff yourself, then read on!This is the most transparent pricing model with the most understandable terms and fees.Interchange-plus itemizes wholesale fees and markups and clearly lists them on your monthly statement.

Flat Fees In addition to transactional fees, you may be charged some flat fees as well.Qualified transactions must meet all of the processor’s criteria for processing, such as a swipe in-person with a batch settlement the same day.Failure to meet one or more standards may result in a ‘downgrade’ to mid-qualified or non-qualified tiers.Credit card processing fees are extensive, complicated, and somewhat overwhelming.Nevertheless, you have to pay them if you want to process credit cards through your business.

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